In the era of entrepreneurship, patent pledge loans increase the financing channels of enterprises!

In order to solve the problem of "difficult and expensive financing" of small, medium and micro-enterprises and improve the scale and efficiency of patent pledge financing, Xiamen Intellectual Property Office and Finance Bureau issued the "Notice on further promoting patent pledge financing" and established the "risk sharing + discount interest" support policy.

The financial product "IP Pledge Loans" was jointly launched by the Municipal Intellectual Property Office, together with the municipal guarantee companies, Xiamen banks and evaluation institutions, is the pledge of the patent rights owned by the enterprise, with the minimum financing cost of 3.762%. It has the characteristics of "low threshold, low cost and high quota", and effectively solves the difficulties of loans for small, medium and micro-enterprises with good development and core patent technology.

Beijing Dongpeng Assets Evaluation Firm established a wholly-owned subsidiary Jingcheng Dongpeng Assets Evaluation (Xiamen) Co., Ltd. in Xiamen to provide patent value evaluation report to obtain IP Pledge Loans.